Welcome to Equity Crafters

    For most Americans, equity is seen as the value of your home minus what you owe on it. It's stagnant. The goal is to pay slowly, over 15 or 30 years until the house is paid off. Then that asset can sit there in retirement, with no further payments required.

But we at Equity Crafters have carefully studied the trends and found that over 90% of mortgage holders refinance every 4 years-often taking out that equity that has been building up and hitting reset on the interest button. This method only serves the banks; they never want you to payoff your mortgage because that would stop them from getting all of that interest. So what happens is you end up with an asset at retirement that costs you more than it's making and you either sell, foreclose, or take a reverse mortgage.

    This cycle is more than predatory, it's down right wrong. So we at Equity Crafters sought out a new way to help our clients achieve financial freedom. We needed to give them access to their equity, but we also wanted to cut out most of all of that interest that the bank is getting and redirect that right back to each one of them. We found a solution. What we uncovered is more powerful than anything we could have imagined. Our process not only gives our clients back there "would be" interest charges, but pays off the loan in about 8-10yrs on average versus the standard 30 years. And all with NO change to monthly spending habits. In addition to that we show each client how to take that accumulating equity and invest it into an amazing vehicle that grows tax free and can be accessed tax free, all while locking in the gains, and quaranteeing the investment from loss. Frequently resulting in an extra $1 million in tax free retirement income All this is done by simply redirecting cash flow, with no change to daily spending habits.

Becoming Your Own Bank

    Sounds unreal, but this is actually what we offer our clients. By Showing them how to redirect cash flow, they are paying off their mortgages by tens of thousands of dollars each year. And with our method, we give them instant access to those funds to be used at their discretion. What this does is eliminate the need to ever go to the bank again to borrow money. Whether it's for an auto loan, down payment on another house (you can by three now with the same money you were spending for just the one), or even college planning; this loan can be the last one you ever need!

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